Terms and Conditions

Effective Date: February 2, 2026

1. Contractual Agreement & Eligibility

By accessing nooswealth.com, you enter into a legally binding contract with Nooswealth. You represent that you are at least 18 years of age. If you are using this site on behalf of an entity, you represent that you have the legal authority to bind that entity to these terms.

2. Intellectual Property & AI Restrictions

  • Ownership: All original content—including the “Nooswealth” brand, articles, and video scripts—is protected by international copyright and trademark laws.
  • Data Scraping & AI Training: You are expressly prohibited from using “bots,” “spiders,” or any automated system to scrape data. Furthermore, no content from this site may be used to train, fine-tune, or develop Large Language Models (LLMs) or generative AI tools without a signed commercial license.

3. No Professional-Client Relationship (Finance/Psychology)

  • Information, Not Advice: Nooswealth provides “Information Services,” not “Advisory Services.” The content on Finance, Psychology, Philosophy, and Spirituality is for educational and entertainment purposes only.
  • No Fiduciary Duty: Your use of the Website does not create a fiduciary, therapist-patient, or financial-advisor relationship.
  • Independent Verification: You are legally responsible for conducting your own due diligence and consulting with a licensed professional (CPA, CFP, or MD) before making any life-altering financial or medical decisions.

4. Absolute Limitation of Liability

To the maximum extent permitted by applicable law, Nooswealth and its operators shall not be liable for:

  • Indirect Losses: Any loss of profit, loss of opportunity, or psychological distress.
  • Liability Cap: Our total cumulative liability for any claim arising from your use of the Website shall be limited to the amount you paid us (if any) to access the Website, or $10.00 USD, whichever is less.
  • “As-Is” Basis: The Website is provided “As-Is” and “As-Available” without any warranties of merchantability or fitness for a particular purpose.

5. Indemnification & Defense

You agree to indemnify, defend, and hold harmless Nooswealth and its creators from and against any third-party claims, damages, or legal fees (including attorney’s fees) resulting from your violation of these Terms or your infringement of any third-party rights (such as copyright or privacy).

6. Mandatory Arbitration & Class Action Waiver

  • Arbitration: Any dispute arising out of these Terms shall be settled by binding arbitration in the jurisdiction of the Website owner’s choice, rather than in a court of law.
  • Class Action Waiver: You agree that any claim must be brought in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

7. Time Limit on Claims

You agree that any cause of action arising out of or related to Nooswealth must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

8. External Links & Third-Party Advertisers

Nooswealth utilizes Google AdSense and affiliate links. We do not monitor or control third-party websites. We are not responsible for any damage or loss caused by your interaction with third-party vendors or YouTube’s automated tracking scripts.

9. Modification & Termination

We reserve the right to modify these Terms or terminate the Website entirely at any time. Your continued use following changes constitutes acceptance of the new Terms.

10. Contact Information

Email: [email protected] Website: nooswealth.com

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